Commercial Insurance
The best thing you can do for your business, is to ensure it is fully protected from any liability by carrying the proper Business Insurance. We offer multiple coverages with multiple carriers so that you can get the tailored coverage you deserve.
Professional Liability Insurance
Professional Liability insurance is also known as Errors and Omissions Insurance. It protects companies and individuals against damages and defense costs resulting from claims of acts, errors, or omissions in their performance or professional duties. At LKA Insurance Agency, we cover all professions including ourselves!
Bonds
Surety bonds include several types of bonds categorized as court judicial, public official, license and permit, and other performance bonds that include guarantees of financial performance. We offer multiple bonds for multiple professions. LKA Insurance Agency can help you decide which bond is best for you!We offer multiple types of bond insurance for multiple professions with affordable coverage to help you decide which bond is best for you.
Home Insurance
Homeowners insurance, also known as home insurance, is a property insurance policy that provides coverage for a private residence. A homeowner’s policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property. Most mortgage lenders require a homeowners insurance policy. LKA Insurance Agency works with multiple carriers to provide tailored coverage for your residence.
Auto Insurance
We offer personalized plans for all drivers and vehicles, no matter your driving record, while giving you the best coverage options for your needs.
Entity Formation
The Business Formation experts at LKA Insurance Agency can file all the paperwork to help you start a business today. Whether you decide to Form an LLC (Limited Liability Company), Corporation, Non-Profit, or simply File a DBA, our business filings experts can file your paperwork quickly and affordably.
LKA Insurance Agency
Protect What Is Yours
Whether you are an individual or company, we can provide you with the proper insurance coverage in the event of an unexpected loss.
LKA Insurance Agency has multiple carriers for Home, Auto & Business Insurance. Our agency is here to protect your assets and help you avoid financial catastrophe.
Mobile Device Only
Commercial Insurance
At LKA Insurance Agency, we understand the needs of businesses alike and we want to help protect yours by providing a roadmap for your financial future. We work with you to build a plan that gives you the peace of mind you need, while receiving affordable pricing for your insurance.
We specialize in General Liability, Umbrella/Excess, Professional Liability, Commercial Auto, Workman’s Compensation, Bonds, Property & much more. Get the coverage you deserve for your business! Get a quote today with LKA Insurance Agency!
Professional Liability Insurance
As a professional, it’s your responsibility to adhere to certain standards and best practices for your industry. If a client feels that you made a mistake or oversight with your services, they could claim that you didn’t meet those standards and sue your company for economic damages. Errors and omissions insurance protects you in the event that a client accuses your business of making a mistake (an error) or failing to do something (an omission) – even if that claim proves to be unfounded. . Our policies work to protect your business in court due to financial loss, errors and omissions in your services, and more abstract risks! If you provide what could be classified as a professional service, if you typically give advice to clients, or if you’re obligated by a contractual agreement, you should consider carrying professional liability (E&O) insurance. Get a quote today with LKA Insurance Agency!
Bonds
Surety bonds protect you when there are contracts between two parties in which one party is legally obligated to perform the agreed-upon duties in the contract. If the duties are not carried out, the other party will receive payment for coverage of financial losses. Surety bonds include several types of bonds categorized as court judicial, public official, license and permit, and other miscellaneous bonds that include guarantees of financial performance. Contact us today for your free quote!
Home Insurance
Your policy is the best place to review your coverages, but a few common things that can be covered by a homeowners insurance policy are:
Property damage to your home and any permanent structures on your property for that could be caused by Fire, Wind, Hail, or Water damage (unless excluded by your policy).
Personal property or belongings that were damaged or stolen such as Furniture, Appliances, Clothing, Dishes & any additional contents in the home.
Limited coverage for jewelry stolen from your home, (usually $500 – $2,000). You may need special coverage for things in your collection like engagement rings, wedding bands, or diamond bracelets . Contact us today for your free quote!
Auto Insurance
Having an auto policy with LKA Insurance will keep you feeling safe on and off the road. Our services of personalized insurance policies offer affordable, reliable, and dependable auto insurance for you and your vehicle. We ensure collision, repair, legal costs, and medical expenses are covered within your auto policy. Let us help you determine which coverages and discounts are best for your vehicles and drivers. Get a quote today with LKA Insurance Agency!
Entity Formation
Startup companies are common, but many people want to work with companies that show professionalism. You won’t always get customers based on the products or services you offer, so forming an entity makes your company look more professional. One of the main reasons people form business entities is to protect the owners of companies. Most entities are distinct from their owners. So if a company released a fault product, the company would be to blame instead of the owner. Depending on the size of a business and how much money it’s earning, owners can save on taxes when they form the right entity. At LKA Insurance Agency, we have a team of advisors ready to help!
Our Vision
Affordable Coverage.Exceptional Insurance.
No one wants to be left in the dust in the event of an accident. As humans, we take risks; however, there comes a point where we realize those risks can be catastrophic to our daily lives.
At LKA Insurance Agency, we strive for our clients to have the best possible insurance policies for a price they can count on. We give you multiple options for insurance regarding Home, Auto, Business, and more.
1000+
Satisfied Customers
5
Professional Agents
100+
Insurance Carriers
20+
Years of Experience
Recent Blog Posts
April 1, 2022
The Basics of Overweight Bonds
If your business operates heavy vehicles, including trailers, haulers, and/or oversized commercial trucks, you may need an overweight bond.…
February 21, 2022
The Basics of Environmental Bonds
When it comes to bidding bonds, supply bonds, maintenance bonds, and payment and performance bonds, the term environmental bond is used.…
January 27, 2022
What are Insurance Bonds?
An insurance bond is a third-party contract where the insurer agrees to pay any losses. The inability to do specific acts or if any criminal acts…
January 3, 2022
What is Employer’s Liability Insurance?
Workers’ compensation is essential in all businesses. However, in some instances within a work related injury, illness, or death to an employee it…
November 30, 2021
Workers Compensation for Your Business
Workers Compensation, also known as workers’ comp or workman’s comp insurance, protects you, your business, and your employees (and in certain cases…
November 2, 2021
Understanding Excess Liability Insurance and Commercial Umbrella Insurance
Excess Liability and Umbrella Liability are often confused as the same thing despite being two different coverage types. Excess and umbrella…
October 29, 2021
Understanding Umbrella Insurance
Umbrella insurance is personal liability insurance that can help you when you are found liable for a claim larger than your insurance policy covers.…
September 21, 2021
Why Small Businesses Need Insurance Most
Are you looking for business insurance for your small business but are not sure if it's worth it? LKA Insurance wants to help you understand the…
August 23, 2021
General Liability Insurance for Beginners
Every business owner encounters the wonders of the importance of business insurance, let alone general liability insurance. However, we all care for…
July 20, 2021
Business Insurance for Beginners
It’s essential to understand what business insurance is and how it works. Business insurance covers businesses from unexpected losses due to…
June 23, 2021
Understand Commercial Business Insurance
Is your business in need of protection? Maybe you fear the unknown with your business. Perhaps you feel you are not paying for the right commercial…